1. Expenses? Make a list of needs and wants So, you have a list of expenses that you simply must have. But why group things like your home loan alongside expenses like your DSTV and gardening service? Be honest with yourself about your genuine needs and decide whether you really need somebody to do the […]
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From Business Day by Michael Bleby Writer at Large KAY Moyo is one of about 6000 South African consumers undergoing debt counselling. She took the leap this month after getting herself into debt worth R100000 despite her work ing as a credit vetting officer. Moyo, not her real name, got her first line of credit, […]
Smart money management is an important component of developing a sound financial life and future, especially in volatile economic times such as these. Now is a great time to focus on spending smart: For example: A credit card with a balance of R20,000 with monthly fees of R50 and an interest of 22% (R4,400 per […]
Benay Sager joined The IDM Group (IDM) as Chief Operations Officer in September 2013. Previously, he was an Associate Principal at McKinsey & Company, a global management consulting firm, where he worked for six years. While at McKinsey, Benay primarily worked on Strategy and Operations projects in Financial Services, Energy, and Mining industries across three […]
As many of you will be aware we have been sending out a newsletter to all those consumers who have contacted us over the years, to give advice on how we can all save money. With debt review over 2011 there have been many developments, hence why are now sending a newsletter more specific to […]