How often do you pop to the supermarket to get some basics and leave with a trolley full of items you never intended to buy? Impulse buying happens to all of us – and mostly, we ignore it, excuse it, or simply blame ourselves. The reality is that most stores are designed specifically to keep […]
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The festive season is the time of year when expenses spike as a result of holiday festivities. Excessive spending on gifts and festive food coupled with pressure to participate in social gatherings can put you into a very difficult financial situation. If you’re currently signed up for Debt counselling this can be the toughest and most frustrating time of the year for you.
September 17, 2007 By Tonny Mafu Johannesburg – Relief is in sight for South Africa’s heavily indebted poor households. The National Credit Regulator (NCR) said last week that it had set up a fund to finance the debt counselling of low-income households with monthly earnings of less than R2 500. This comes after three months […]
The consumer spending boom has to a large extent been fuelled by credit. But the National Credit Act, which will take effect on June 1, is likely to rein in the lend-and-spend party. Neesa Moodley reports on what the Act will mean for you, the consumer. May 26, 2007 By Neesa Moodley Financial institutions, retailers, […]
“Being in debt can be so overwhelming. It’s a nightmare that you can’t wake up from. When I realised that I could no longer take out a loan each month to service my existing debt, I made the responsible decision to call DebtBusters. The empathy, the advice and the will to help, was what convinced me that I made the right choice to solve my debt problems. I can now sleep peacefully at night knowing that I can afford to pay off my children’s education and put food on the table. Debt Counselling has changed my life.” – Margaret Jefferson, DebtBusters Client