Avoiding an eviction and the loss of your utilities

When you are struggling to make ends meet and you fall behind on your rent, the worst thing that can happen is you receive and eviction notice. Suddenly your bad dream turns into a fully-fledged nightmare.

At DebtBusters we know that facing eviction is extremely tough, especially if you have a family and children to consider. We will shed some light on the alternatives to avoid eviction and also explain how eviction works in case of the worst case scenario, as well as how to make sure you keep your utilities running.

Keeping a Roof over your Head

You probably signed a lease with your landlord before you moved in. The lease is a contract that spells out the obligations you have to your landlord and vice versa. It indicates the start and end of the lease agreement and the amount of rent you must pay each month; the amount of money you must put up as a security deposit; and all the other terms and conditions of your lease; including when you can be evicted.

Don’t assume because you have a good relationship with your landlord or that you have a good history of paying you rent on time that your landlord won’t evict you. If you miss even one payment, your landlord could make a purely business based decision and evict you.

Keep in mind that an eviction makes it harder for you to rent again. Your new landlord will run a credit check as part of the application process, and your current landlord would have probably reported your late payments and eviction to the national credit bureaus.

For these reasons and others, you want to avoid eviction at all costs. Evaluate your options for dealing with your rent as soon as you realise that you can’t keep up with it. Act quickly to pursue whichever option you think is best.

Your options may include:

  1. Paying your past due rent immediately and negotiating a way to stay
  2. Terminating your lease
  3. Breaking your lease
  4. Sub-leasing your home or finding someone to assume your lease
  5. Sharing your space – Getting a roommate
  6. Facing eviction
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