Latest articles

Welcome to our blog! Here you’ll find helpful advice and useful tips to improve your financial situation.

Explore:

Categories
The holiday season does naturally expect us to spend a little more than usual, and it’s best to not let this get too out of hand. If one goes into the holiday season with a financially savvy plan, it is possible to stick to a budget, spend wisely and find creative loop holes to save...
The repo rate remains steady and unchanged at 6.75%. After seeing a 0.25% drop in July 2017, economists predicted that this repo rate cut would be the first of many. However, the rate remained unchanged in September and again unchanged in November. There is still a possibility that the South African Reserve Bank will make...
This week many of South Africa’s excited shoppers prepare themselves for Black Friday where they will enjoy some of the year’s best bargains and sales offered by many retailers. With Black Friday comes both temptation and responsibility. It is important that consumers do proper research and preparation beforehand so that they are less likely to...
As the year starts coming to a close, it is a good time to reflect on the current state of your finances, as well as the financial decisions you have made this year. Setting some time aside to sit down and give yourself a financial check in will benefit you by helping you decipher if...
Heritage Day is a very special day in South Africa, however it is easy to forget the true meaning behind Heritage Day. Many people see it as a day to stay at home and relax by the braai with family and friends. Let’s have a look at the history of Heritage day in South Africa...
Repo rate remains unchanged at 6.75%.  The weak economic growth and conciliated inflation, as well as the worldwide economic backdrop has led many economists to the opinion that the repo rate would drop yet again this month. Furthermore, the South African Reserve Bank is expected to make interest rate cuts in the near future. Needless...
Spring is upon us.  A lot of people consider this time of the year vital for removing any surplus, clearing and getting rid of any utilities that are no longer necessary. It is beneficial for individuals to not only spring clean their homes but their finances as well. Below are a few ways in which...
Reviewing your credit report can seem like a daunting and complicated task. Luckily, there are credit monitoring services such as Kudough that can simplify this task for you by providing insights into how to understand and analyse a credit report, as well as how to improve credit scores and build a credit history. It is...
Unexpectedly receiving a lump sum of money is exciting, but you may wonder what the best way to utilise the money is? Should you save the money so that it is available to you in  case of an emergency? Or, should you spend it on finally getting that oven fixed or on that chest of...
As we approach the month of August, it is essential to reflect on the achievements of women, and the imperative role that women of all races and denominations play in South Africa. On the 9 August 1956, over 20 000 women marched to the Union buildings in Pretoria to present a petition against the carrying...
Winter has indeed taken us by a storm, literally if you happen to live in the Cape Town region of South Africa. Moms and Dads have the constant task of keeping their families warm by ensuring their children wear warm clothing and by preparing hearty winter meals as well. The good news is that you...
South Africa’s debt crisis continues to engulf the country at a faster and faster pace. We are now officially in a recession, and are also the most indebted country in the world according to the World Bank Report (2015). As a nation we continue to drown in our debt and the number of consumers experiencing...