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To see if Debt Counselling is right for you, contact a DebtBusters consultant. Take control of your life by using our reliable and helpful debt counselling services today.

Published

August
13

Taking charge of your debt can benefit your family life

Buying on credit can help fulfil your family’s needs and dreams – schooling, clothes, family holidays etc. These things do not come cheap, but the actual price can be costlier than you think. Being over-indebted can cause anxiety, loneliness, depression, and anger. You may think that, since you are the one who is struggling to […]

July
24

Expectations VS. Reality – When life happens!

Contrary to the stigma that consumers are indebted as a result of reckless spending or borrowing, most consumers who approach DebtBusters for assistance do so as a result of unforeseen circumstances. Many young people set huge expectations for themselves even before they’ve entered the ‘real world’. There is often a set idea of what success […]

July
24

Escape the debt cycle in six steps

Borrowing money can assist you with a difficult, unforeseen emergency, but once you start relying on it for your daily survival, you’re creating a cycle that becomes increasingly harder to escape.  How does the debt cycle work? The debt cycle can begin when you take out a loan during an emergency – for instance, a […]

July
3

How to choose the best debt counsellor for you

Entering the debt counselling process can be overwhelming. You may have questions about how this will affect your credit score, how long the process is, and how much this will cost you. But if you’re partnered with a responsible and trusted debt counselling company you will be guaranteed peace of mind. When selecting a debt […]

June
14

Retrenched while under debt counselling – what now?

Undergoing debt counselling can have you feeling empowered, but what if you are retrenched during the process? What happens next? The National Credit Act (NCA) states that you need to be able to afford consistent repayments if you are under debt counselling. This is so you can pay off the repayment amounts negotiated by your […]

June
10

Does your employer have a right to know that you are under debt counselling?

Keeping your finances private from your employer is fair, but what if you are struggling to meet your debt obligations and you have subsequently signed up for debt counselling? Do they have a right to know? While you may not appreciate the answer, your employer needs to be made aware of your situation.  When seeking […]

May
31

Debt questions you’re afraid to ask – answered

Will you go to jail for not paying your debt? Can your creditors take your car or home? These questions can keep you up at night, adding to the financial stress you already have. We have the answers to the common debt questions many consumers are afraid to ask. 1. Can you go to jail […]

May
31

You can settle your debts right now – and benefit

If you are in debt, you may have heard the term “debt settlement” being proposed as an option to help you clear your debt quicker and avoid the ongoing interest and fee charges. If you are unfamiliar with the debt settlement process, you may be unsure as to how this works and how it can […]

May
20

Can I go under debt counselling if I am unemployed?

Debt counselling is a formal and highly regulated debt management solution offered to those who are over-indebted to assist them with paying off their outstanding debt, while freeing up cash flow and providing them with legal protection. But is this solution available to you if you are unemployed? While DebtBusters is committed to assisting all […]

May
10

Can I lose my car if I am under debt counselling?

Being in a position where you are struggling with debt is already stressful. Now add the fear of losing an asset like your vehicle due to non-payment, and it is a recipe for financial disaster. But what if you have already enlisted the help of a debt solution such as debt counselling – do you […]

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