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IOL | Q4 2021 Debt Index: Interest rate increases intensify pressure on consumers

Rising interest rates will intensify the pressure on South African consumers to make ends meet, as is already evident by the increase in enquiries for debt counselling.

Demand for debt counselling in the fourth quarter of 2021 rose by 18% compared to the same period the previous year. This trend intensified in the first month of 2022, with enquiries increasing by more than 32% compared to January 2021.

This is one of the findings from a quarterly analysis of applications to the country’s largest debt counsellor.

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