“This was my first salary and I was so excited that I didn’t realise that I was taking out too many loans. I felt trapped because I needed more and more loans to pay my current ones. I came across DebtBusters, who were able to lower my payments so that I can afford to pay my debts every month. I have learnt a valuable lesson at a young age and I am better off because of them. Thank you DebtBusters”. – Erica Manuel, DebtBusters Client
27 November 2012
Are you looking to start saving money? The hardest part is starting – there is always a bill which needs to be paid or a household item that needs to be fixed or replaced.
Here are five tips for saving at home, without even feeling it:
1. Make saving a part of your daily life
Instead of buying lunch everyday start making your own the night before. This way you will save money and eat healthier. Instead of buying a daily coffee make your own in the office.
These are all ways of small savings which add up over time. Starting a lift club will save money on petrol and wear and tear on your car.
2. Stop buying unnecessary things
Make a shopping list for essential purchases and stick to it. Do not be tempted by offers on products you will never use and tick off each item to avoid buying things you do not need.
3. Start saving on electricity
Reducing your electricity bill is a saving you will notice straightaway. Start by unplugging electrical items which are not in use. Examples are cellphone chargers, computers and hairdryers.
Another thing to consider is to switch off your geyser or you could purchase a solar powered geyser. Rebates are offered by many companies upon having this installed.
4. Recycle as often as possible
Recycling is good for the environment as well as your wallet. Many companies offer weekly collections.
You can recycle the usual paper, glass and plastic and also make compost with old fruit and vegetables.
Using leftover food for tomorrow’s lunch is another easy way of recycling.
5. Make saving a habit
Once you start saving and watch the rands add up you will be more motivated to save. Put all your coins at the end of the day into a jar and you will be surprised at how quickly they add up.
Should you need any advice on financial matters please contact DebtBusters on 0869 99 06 06 or have a look at our website www.debtbusters.co.za.