Please tell us what exactly is a debt counselor? It’s not like people talk about seeing a debt counselor every day. A debt counselor will be registered with the National Credit Regulator (NCR) and will have done the necessary qualifications and exams. Before choosing a debt counselor you need to ensure they are registered and […]
15 April 2016
It’s not unusual to be feeling more and more cash-strapped as the cold weather rolls in. Winter months are generally tougher as they bring added expenses. Many pray for a miracle or a bit of divine intervention just to get by each month. If you want to keep the winter woes away you need to be focused on managing your finances very carefully. You can do this easily with a household budget. Your budget should include an amount that you put aside into a savings account. It is a well-known fact that South Africans don’t save and it is for this reason that many they find themselves getting into debt when unforeseen expenses come their way. By putting aside some cash every month, many stressful situations can be solved.
To help you save this winter, we’ve put together a short list of tips that will help you to manage your winter budget better.
Debt help tips
- Instead of using an electric heater install a gas heater or use hot water bottles
- Switch your geyser off during the day when you are not using it and only switch it on at night for an hour or two before you need to bath or shower. Then switch it off again.
- Instead of sleeping with an electric blanket (which poses safety and health risks) purchase additional blankets or make use of hot water bottles.
- Cook in bulk and freeze meals for the week. This way you save electricity and your food stretches further.
By employing a cost saving strategy as simple as the one above, you can save lots of money this winter!
For further advice or assistance with your debt, call DebtBusters on 086 999 06 06 or visit www.debtbusters.co.za, fill out the free call back form and we’ll call you back immediately.