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Debt counselling

The best way to protect your assets, unlock cash, and prepare you for a financially healthy life after debt.

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We negotiate on your behalf

We have mandates to negotiate your terms and interest rate with 95% of credit providers. That has allowed us to negotiate our clients' credit interest rates from 21% down to 3%, on average.

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Qualified experts

DebtBusters counsellors understand that being indebted is stressful and frightening. They help you understand your situation (debt review), draw up a solid financial plan (debt management), and negotiate a structured debt repayment plan with your credit provider (debt remedy).

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A real solution to overindebtedness

DebtBusters aim to get you debt-free in 60 months.

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A regulated process

Debt counselling is a formal debt solution introduced by South Africa's National Credit Act of 2007.

How we get it sorted:

  • Get expert help and unlock cash: Your debt counsellor will thoroughly review your finances with you. Through our negotiations, we reduce your monthly debt payments, unlocking more cash for living expenses.
  • You get protection from creditors: We negotiate with your credit providers to reduce your interest rates. Debt counselling decreases summonses and judgements against you. With debt counselling, you are protected from bankruptcy.
  • A more sustainable path forward: Your debt counsellor will help you draw up a realistic monthly budget.