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There’s nowhere to hide when creditors hunt you down to settle your debt. From incessant phone calls, to letters piling up in your mailbox, they will stop at nothing until you pay. Thankfully, you don’t...
Some people try everything possible to stay clear of debt because of the risks that are associated with it. However, not all debt is bad. Debt can also be good. Financial advisers agree that if your debt...
Debt counselling is a debt-relief programme designed to assist people who are over-indebted or struggling to pay their debt instalments. However, not many people are taking advantage of this programme...
According to the National Credit Act (NCA), if you’ve defaulted on your debt repayments, the credit provider has the responsibility to give you a notice in writing before legal action is taken against...
Many people get scammed by dodgy debt counsellors who look out for their own interest only. In the process, people lose their hard-earned money and remain in debt. But you can avoid this situation by asking...
The change in the repo rate could have a significant impact on the interest rate attached to your loans. However, this will depend on the type of interest rate you chose when you took out the loan. The...
Many people use the words credit and debt interchangeably, as though their meanings are the same. DebtBusters explains the terms to clear the confusion. What is credit? There are so many ways to define...
Many people are trying their best to lead a debt-free life. Even though it has its perks, incurring debt can also be a good thing. You just need to differentiate between good debt and bad debt. In short,...
Spring is a great time to reflect on your finances. You might have taken more debt than you can repay or spent more than you can afford, but there are four steps you can take to bring renewed hope to your...
People move in and out of the country for different reasons. In many cases these people carry more than their luggage with them, they carry their debt, and some of them are under debt counselling. This...
When you have a lot of debt with various providers, it can be difficult to focus on which credit agreements to settle or contribute to first if you come into a lump sum of money. There are two techniques...
Credit life cover is one of the last things that people think about when they are doing their financial planning. In fact, the National Credit Regulator has found that many people do not know it exists...