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Welcome to our blog! Here you’ll find helpful advice and useful tips to improve your financial situation.

DebtBusters was once again recognised as the top national debt counsellor in South Africa at the Debt Review Awards, held on 10 September 2021. This is the company’s sixth win, this time coming in first...
With the turmoil of 2020 behind us and a return to something approaching normal in the first quarter of 2021, now is a good time to take stock of your finances. Benay Sager, head of DebtBusters, South...
When the National Credit Regulator introduced debt counselling in 2007, it wasn’t clear whether foreign nationals are eligible for the programme or not. Debt counselling is for everyone who is struggling...
As a parent, when you die and leave debt behind, debt collectors can attempt to coerce your children into paying your debt. However, this is not legal. Your children have no obligation to pay your debt....
Debt doesn’t discriminate. You can be over-indebted at a young age or at retirement. It all depends on how you manage your debt. A misconception is that pensioners cannot be assisted by the debt counselling...
Spring has sprung, and that means it’s time to make space for change by getting rid of the things you don’t need that hinders your progress. One of the things you should start with is your old or bad...
Is your debt keeping you up at night?  Are you missing payments and unable to pay for your necessities because you have too much debt? It’s time to find ways to help you free up some cash for your day-to-day...
Many people don’t pay their debt with the hope that it will be prescribed, and they’ll no longer be under any obligation to pay it. However, waiting for your debt to prescribe reflects badly on you....
Achieving the Clearance Certificate is the ultimate goal when you join the debt counselling process. This certificate means that you’ve settled all the accounts that were listed in your debt counselling...
In trying to cope with the difficult times, you might have considered deferring your debt payments to a later period. Yes, this will give you some breathing space, but are payment holidays really to your...
When a country has been downgraded to junk status, it means that the rating agencies believe that it won’t be able to meet its debt obligations. This increases the country’s borrowing cost because...
With the country experiencing recession, prices going up, and now the Covid-19 pandemic, consumers are experiencing financial hardships. This is even more true for consumers who are already drowning in...