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Welcome to our blog! Here you’ll find helpful advice and useful tips to improve your financial situation.

When the National Credit Regulator introduced debt counselling in 2007, it wasn’t clear whether foreign nationals are eligible for the programme or not. Debt counselling is for everyone who is struggling...
As a parent, when you die and leave debt behind, debt collectors can attempt to coerce your children into paying your debt. However, this is not legal. Your children have no obligation to pay your debt....
Debt doesn’t discriminate. You can be over-indebted at a young age or at retirement. It all depends on how you manage your debt. A misconception is that pensioners cannot be assisted by the debt counselling...
Spring has sprung, and that means it’s time to make space for change by getting rid of the things you don’t need that hinders your progress. One of the things you should start with is your old or bad...
Is your debt keeping you up at night?  Are you missing payments and unable to pay for your necessities because you have too much debt? It’s time to find ways to help you free up some cash for your day-to-day...
Many people don’t pay their debt with the hope that it will be prescribed, and they’ll no longer be under any obligation to pay it. However, waiting for your debt to prescribe reflects badly on you....
Achieving the Clearance Certificate is the ultimate goal when you join the debt counselling process. This certificate means that you’ve settled all the accounts that were listed in your debt counselling...
In trying to cope with the difficult times, you might have considered deferring your debt payments to a later period. Yes, this will give you some breathing space, but are payment holidays really to your...
When a country has been downgraded to junk status, it means that the rating agencies believe that it won’t be able to meet its debt obligations. This increases the country’s borrowing cost because...
With the country experiencing recession, prices going up, and now the Covid-19 pandemic, consumers are experiencing financial hardships. This is even more true for consumers who are already drowning in...
There’s nowhere to hide when creditors hunt you down to settle your debt. From incessant phone calls, to letters piling up in your mailbox, they will stop at nothing until you pay. Thankfully, you don’t...
Some people try everything possible to stay clear of debt because of the risks that are associated with it. However, not all debt is bad. Debt can also be good. Financial advisers agree that if your debt...