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Find out more- Are you clueless about how much money you owe to your creditors?
- Over time, is a growing percentage of your household income going toward paying your debts?
- Do you ever pay your bills late because you don't have enough money?
- Have you stopped paying some of your debts?
- Are you paying only the minimum amount of money due on your credit cards because you can't afford to pay more?
- Are you using credit and/or credit card cash advances to help pay debts, basic living expenses, etc.?
- Have you maxed out any of your credit cards, or have any of your cards been cancelled for non-payment?
- Do you have little or no money in savings?
- Have you borrowed money from friends or relatives to pay your bills?
- Have debt collectors and creditors begun calling you?
- Are you having a hard time concentrating at work because you are worried about money and debt related problems?
- Are you losing sleep because of your finances?
- Have you and your spouse or partner begun fighting about money?
- Are you abusing substances in order to try to cope with your money worries?
