The Money-Stress Tracker is an annual survey that measures the level of financial stress that South Africans are experiencing.
Eligible respondents participating in the survey, and who opt in to enter the Takealot Voucher Competition, stand a chance to win one of ten R5,000 Takealot vouchers, subject to the following Terms and Conditions.
The Money-Stress Tracker 2025 voucher competition (hereinafter referred to as "the Competition") is open to survey respondents, provided they meet the criteria below. Employees of Intelligent Debt Management, and their family members, cannot enter the competition.
To be eligible for entry, the respondent must successfully and fully complete the Money-Stress Tracker 2025 survey.
Entry is by opt-in. Survey respondents are required to enter their details at the end of the survey, in order to enter the competition.
The competition and entries will close on Saturday, 28 June 2025. The winners will be announced by Thursday, 31 July 2025.
The winners will be chosen by random draw from among the pool of eligible participants.
The winners will initially be notified by email, to which they will be required to reply. If no reply is received, the winner will be contacted by telephone.
If the winner is not contactable within seven days, a new winner may be selected through a second random draw.
The voucher will be dispatched via email to the winner, once contact has been established.
6.1. Participation in the Competition constitutes acceptance of these Terms and Conditions.
6.2. Winners may be required to provide proof of eligibility and identity.
6.3. The prize is non-transferable and cannot be exchanged for cash or any other form of compensation.
6.4. Any attempt by a participant to deliberately undermine the legitimate operation of the Competition may be a violation of criminal and civil laws, and should such an attempt be made, the organisers reserve the right to seek damages from any such person to the fullest extent permitted by law.
6.5. DebtBusters reserves the right to modify, suspend, or terminate the Competition at any time without prior notice, for any reason, including but not limited to technical reasons or if fraud or misconduct is suspected.
6.6. These Terms and Conditions shall be governed by and construed in accordance with the laws of South Africa.
6.7. DebtBusters is not responsible for any technical issues or other problems that may affect entry. DebtBusters reserves the right to modify or cancel the competition at any time.
7.1 By entering this Competition, you hereby consent to the collection, processing, and storage of your personal information by DebtBusters for the sole purpose of administering and managing this Competition, including but not limited to verifying eligibility, selecting and contacting winners, and fulfilling prizes. Your personal information will not be used for any other purpose without your further consent and will be handled in accordance with the Protection of Personal Information Act, 4 of 2013 (POPIA). You have the right to access, update, or request deletion of your personal information at any time.
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