As the South African economy is going through testing times, with increases in electricity, petrol and food costs, people’s incomes have lost its purchasing power, leading to high reliance on credit for day to day consumption. This has tipped many consumers over the financial edge and more and more consumers are turning to debt counselling to help them manage their finances.
27 November 2012
Can I apply for debt counselling if I am unemployed?
Unfortunately, this is not possible. However, if you are married “in community of property” and your partner works, then you may qualify as a joint application. It is, however, essential that you find employment as quickly as possible