Smartcents is DebtBusters’ online client portal that was designed so that you can manage and understand your debt counselling process and financial health. Smartcents makes your debt counselling process simple to follow and because we know you won’t be under Debt Counselling forever, we have ensured that you can use Smartcents to build a financial plan for your future, now!
2 August 2015
Smartcents is the easiest way to keep track of your debt review application progress.
By logging on to www.smartcents.co.za, you are able to view your account balances, payment history, credit report and your countdown to debt freedom! Smartcents is a revolutionary debt review tracking tool and is one of a kind in the industry. Logging into Smartcents, it is best way for you to stay up to date with your debt review application progress.
How do I use Smartcents?
You need internet access. Go to www.smartcents.co.za and use your ID as your username, the once off password Smart01 and you will be able to view all the exciting features below!
Analyse your debt
You can see who you owe money to under your Debt Profile tab.
View your debt review progress
This shows you where you are in the process. You can track your progress using the Timeline tab.
Get free credit reports
You can use the Credit Report tab to request credit reports. Please note that you are allowed two requests per year.
Access your debt review documentation
There is no need to call DebtBusters to request for debt review documentation if you are using Smartcents. Your debt review documentation is found under the Customer Documents tab
Get answers to any questions you may have regarding your debt review process. Read the frequently asked questions under the FAQ tab.
View your payments
Under the My Payments tab there is a detailed history of your payments. Both successful and unsuccessful payments to Hyphen PDA will reflect under this tab. You can also view your Hyphen statements online. In the event that you have some extra money or lump sum which you want to use to settle some of your accounts, you can contact us using the Debt Settlement options tab.
View your account balances
You can see the balances on your individual accounts. You can see the outstanding balances on the Account Balances tab.
Credit Life Insurance
Understand what credit life Insurance is and know how it affects your payments. Credit Life is offered to you by Insurance Busters, sister company to DebtBusters.
Smartcents Lucky Draw Competition
Remember to keep using Smartcents to enter the Smartcents Lucky Draw Competition for August. You could stand the chance of winning a R1000 voucher which you can put money towards one of your debt review accounts if you want to. Every day that you login to Smartcents counts as an entry. Good luck!