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Welcome to our blog! Here you’ll find helpful advice and useful tips to improve your financial situation.

If you’re struggling with managing your debt, you may be considering debt counselling or a debt consolidation loan as possible solutions to ease the financial strain. It is important to understand the...
To many South Africans the term “debt counselling” is seen as some sort of financial curse word. That if spoken, it swallows any hope you have of a healthy credit record. (Which is a complete myth!)...
On occasion, you may find that you come into a lump sum of money and are not sure what to do with it… There may be a few good and sensible places to put a lump sum of money, such as putting it towards...
Prior to 2015, if a consumer wanted to exit the debt counselling process , they would have to contact the respective Debt Counsellor and request cancellation, in which case a Form 17.4 (voluntary withdrawal...
The Intelligent Debt Management (IDM) Group has once again received the highest industry accolade at the annual Debt Review Awards for two of its subsidiaries – DebtBusters and Consumer Debt Help. The...
When consumers ask for our help, there seems to be one particular element in the process which make them hesitant to sign up for the debt counselling process: Not being able to get more credit during that...
Debt counselling is a journey which requires dedication and commitment for up to five years of your life, so we know receiving a clearance certificate at the end of the journey is a momentous occasion...
Celebrating our country’s 24th year of democracy is one thing, but if you are caught in a web of debt as an individual, that freedom does not mean much…. Take that first step to really experience financial...
South African consumers were dealt a hard blow in April, with the VAT increase coming into effect at the beginning of the month, as well as the introduction to some new taxes. To add to this, consumers...
As we’ve just celebrated our country’s 24th year of democracy, those who have taken control of their finances and embarked on the Debt Counselling journey have even more to be proud of. Just think...
It’s the time of year again where the schools break up and we are greeted with yet another long weekend. You may be planning a mini holiday or long weekend away, and this can be a very busy business!...
We have all heard that it is important to save money, but what exactly should you be saving for and why? It is important that your savings plan is in line with your mid and long term financial goals, and...